Manalapan
A small oceanfront town in two separate areas, one on Hypoluxo Island
Palm Beach County · Gated HOA community
Stone Creek Ranch, Delray Beach, Florida
A gated homeowners’ association community of estate lots in the west Delray Beach area
Stone Creek Ranch is a gated homeowners’ association community in Palm Beach County, Florida (ZIP 33446), described as being in west Delray Beach, off Lyons Road. City limits have not been verified. Its association’s management page lists 37 lakefront estate lots of 2.5 acres or more on 187 acres. Buyers should request the governing documents, assessment details and architectural guidelines before an offer.
In short: Stone Creek Ranch is a gated homeowners’ association community in Palm Beach County, Florida, described as west Delray Beach, with 37 lakefront estate lots of 2.5 acres or more.
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Overview
Stone Creek Ranch at a glance
| Fact | Value | Source |
|---|---|---|
| Type | Gated single-family community governed by a homeowners’ association | Note 1 |
| Location | Palm Beach County, ZIP 33446, described by Wikipedia as being in west Delray Beach (city limits not verified), accessed off Lyons Road between U.S. 441 and Florida’s Turnpike | Note 3 |
| Size | 187 acres and 37 lakefront estate lots of 2.5 acres or more, according to the association’s management-company page. Kenco’s portfolio page also cites 37 estates on lots of 2.5 acres or more | Notes 1, 2 |
| Developer | Kenco Communities | Notes 2, 3 |
| Association | Stone Creek Ranch Homeowners’ Association, Inc., Florida document number N01000000704, listed as active | Note 4 |
| Management company | GRS Community Management | Note 1 |
| Assessments | Billed quarterly (January 1, April 1, July 1 and October 1); amounts are not published on the association’s page | Note 1 |
| Features named by the association | A 24-hour manned stone gatehouse, a 1.5-mile promenade and a triple-arched bridge | Note 1 |
| Architectural review | The association has an architectural review process with guidelines and an application posted by its manager | Note 1 |
Details marked “according to” come from the association’s management company or the developer, not from ABODE or a government record.
Setting
How is Stone Creek Ranch set up?
It is a private community, so the association’s documents matter as much as the address.
- It is a gated community governed by an association, Stone Creek Ranch Homeowners’ Association, Inc., managed by GRS Community Management (Notes 1 and 4).
- Wikipedia places it in the western part of Delray Beach, near the Boca Raton border, reached from Lyons Road between U.S. 441 and the Turnpike (Note 3).
- The association’s page describes 37 estate lots of 2.5 acres or more on 187 acres, a manned gatehouse, a 1.5-mile promenade and a triple-arched bridge (Note 1).
- Despite the word “Ranch” in the name, no source reviewed for this page states that the community has equestrian or agricultural use. Ask the association before you assume any use not in its rules.
Whether the lots fall inside the City of Delray Beach or in unincorporated Palm Beach County was not verified here. Confirm the jurisdiction with the Palm Beach County Property Appraiser.
Local rules
Who sets the rules in Stone Creek Ranch?
The homeowners’ association sets the community rules; the county and municipality set zoning and permits.
- The association’s architectural guidelines and application are posted by its manager. Review them before you plan construction, renovation or a sport court (Note 1).
- Quarterly assessments are due on January 1, April 1, July 1 and October 1 and are late after the 15th of the month, according to the association’s page (Note 1).
- Only a 2020 certificate of amendment to the declaration appears on the public documents page; the full declaration, bylaws and rules must be requested (Note 5).
The association’s page does not mention a community development district. That is an absence of mention, not confirmation that no special taxing district applies.
Due diligence
What should you check before buying in Stone Creek Ranch?
| Check | Why it matters here | Source |
|---|---|---|
| Governing documents and budget | Request the declaration and all amendments, bylaws, rules and the current budget. Only a 2020 amendment is posted publicly | Note 5 |
| Assessment amount and schedule | Assessments are billed quarterly, but amounts are not published on the association’s page. Confirm the current amount and any special assessments in writing | Note 1 |
| Estoppel certificate and questionnaire | The manager’s site offers estoppel and lender-questionnaire orders. Order them early because they take time | Note 1 |
| Architectural guidelines | Read the guidelines and application before planning construction, renovation or a sport court on a lot | Note 6 |
| Flood zone for the parcel | Look up the specific parcel on the Palm Beach County flood-zone lookup and FEMA’s Flood Map Service Center | Notes 7, 8 |
| Association status | Confirm the association is active and in good standing on Florida’s Sunbiz database | Note 4 |
| Special taxing districts | Ask the title company and the Palm Beach County Property Appraiser and Tax Collector whether any special assessment district applies to the parcel | Note 9 |
This is a checklist, not advice. Confirm each item with the association, the county and your attorney.
Confirmed and unconfirmed
What is confirmed about Stone Creek Ranch, and what is not?
| Item | Status | What to do |
|---|---|---|
| Gated, association-governed community | Gated and association-governed: stated by the association’s management page. Sunbiz lists the association as an active Florida corporation | Request the governing documents |
| Number and size of lots | Stated by the association’s management page and the developer’s page | Confirm lot size on the survey and county parcel record |
| Assessment amounts | Not published on the pages reviewed | Ask the manager in writing |
| Special taxing district | Not determinable from the pages reviewed | Ask the title company and the county |
| City limits | Not verified; the community is described as near the Delray Beach and Boca Raton border | Check the Property Appraiser record |
| Equestrian or agricultural use | No source states it | Ask the association before assuming any use |
Working with ABODE
How does ABODE help with Stone Creek Ranch?
With a small association community, ABODE begins with the documents: the declaration, the budget, the architectural rules and the assessment history. We then compare recent sales, review the survey and flood information with you, and keep conversations private. We are a Florida-licensed brokerage that represents both buyers and sellers.
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Questions
Stone Creek Ranch real estate: frequently asked questions
What is Stone Creek Ranch in Delray Beach?
Stone Creek Ranch is a gated homeowners’ association community in Palm Beach County, Florida (ZIP 33446), described as being in west Delray Beach (Note 3). Whether it lies inside Delray Beach city limits has not been verified. According to its association’s management page, it has 37 lakefront estate lots of 2.5 acres or more on 187 acres (Note 1).
Who manages the Stone Creek Ranch association?
The association is Stone Creek Ranch Homeowners’ Association, Inc., and its management company is GRS Community Management. Florida’s Sunbiz database lists the association as active under document number N01000000704 (Note 4).
How much are the Stone Creek Ranch assessments?
The association’s page says assessments are billed quarterly but does not publish the amount (Note 1). Ask the management company in writing and order the estoppel certificate, which states what is currently owed.
Do I need association approval to build or renovate in Stone Creek Ranch?
The association has an architectural review process, and its manager posts guidelines and an application (Notes 1 and 6). Review them before you plan construction, renovation or a sport court, and confirm requirements with the association.
Is Stone Creek Ranch an equestrian community?
No source reviewed for this page says so. The word “Ranch” is part of the community’s name. Ask the association whether any equestrian or agricultural use is allowed before you assume it.
Does ABODE International Realty work in Stone Creek Ranch?
ABODE International Realty is a Florida-licensed brokerage with its office at 801 West Bay Drive, Suite 324, in Largo. To discuss a purchase or sale in Stone Creek Ranch, request a consultation and an ABODE advisor will respond.
Private consultation
Request a private Stone Creek Ranch consultation
Tell us what you are weighing. An ABODE advisor replies privately. We aim to reply within one business day.
Sources and notes
- Stone Creek Ranch HOA page (GRS Community Management). Management company’s page for the association. Source for acreage, lot count and size, gatehouse, promenade and bridge (as the association describes them), quarterly assessments, architectural review and estoppel and questionnaire links. Not a government record. Checked October 4, 2026
- Kenco Communities: Stone Creek, Delray Beach (portfolio page). Developer’s page. Source for the developer name and the 37 estates on lots of 2.5 acres or more
- Stone Creek Ranch (Wikipedia). Secondary source for location, ZIP 33446, access from Lyons Road and the Delray Beach and Boca Raton setting
- Florida Division of Corporations (Sunbiz): Stone Creek Ranch Homeowners’ Association, Inc.. State record for the association, document number N01000000704, status active when checked. Re-check before relying on it
- Association documents (GRS Community Management). Public documents page; lists a 2020 certificate of amendment. The full declaration must be requested
- Architectural modification information (GRS Community Management). Architectural development guidelines and application posted by the manager
- Palm Beach County flood-zone lookup. County lookup for the flood zone of a specific parcel
- FEMA Flood Map Service Center. Look up the flood zone for any address. Flood zone is parcel specific
- Palm Beach County online services (pbc.gov). Starting point on the county’s own site for parcel, jurisdiction and tax-district records through the Property Appraiser and Tax Collector. Confirm any special assessment district here and with the title company