Fort Loudoun Lake
TVA reservoir guide: Section 26a dock permits, flowage easements, county rules, septic and flood checks.
Loudon County · City of Lenoir City
A Loudon County city with its own codes and planning department, a utility board established under the City Charter, and TVA rules on reservoir shoreline structures
The Municipal Technical Advisory Service lists Lenoir City in Loudon County, Tennessee, as a city incorporated in 1907 and chartered under home rule in 1954. A mayor and council govern it, and its Codes Enforcement and Planning department handles permits and zoning. TVA lists Fort Loudoun Dam at a Lenoir City address and Lenoir City Utilities Board as offering electric, gas, water and wastewater services.
In short: Lenoir City is a city in Loudon County, Tennessee, with a home rule charter, its own codes and planning department, and a utility board established under the City Charter.
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| Fact | Value | Source |
|---|---|---|
| Status | A city under a Home Rule charter dated 1954, with an incorporation date of 02/01/1907 (Private Acts 1907), according to the Municipal Technical Advisory Service (MTAS). The city’s own council page describes a “Mayor-Alderman form of government,” established in 1907 when the city was re-incorporated | Notes 7, 11 |
| County | MTAS lists Loudon County. Wikipedia’s lead says the city is “located primarily in Loudon County,” with a small portion extending into neighboring Roane County, and its infobox says “Loudon, Roane.” Sources differ, so confirm the county for a given parcel | Notes 11, 14 |
| Governing body | MTAS lists a mayor, a vice mayor and five aldermen. The city’s council page describes a seven-member board elected at large on a non-partisan basis for four-year staggered terms, with elections on the first Tuesday of November in even-numbered years. That page’s text list and its member profiles do not match each other, so confirm the current roster with the city. MTAS lists council meetings on the 2nd and 4th Monday at 6:00 PM at City Hall | Notes 7, 11 |
| City Hall | 530 Highway 321 N., Lenoir City, TN 37771, (865) 986-2715. The city’s home page lists hours of Monday through Friday, 8:00 AM to 4:30 PM, while MTAS lists 8:00 AM to 5:00 PM | Notes 1, 11 |
| Population and land area | The Census Bureau QuickFacts page shows 10,117 at the April 1, 2020 census and 12,530 as the July 1, 2025 estimate (V2025), with land area of 8.40 square miles (2020). MTAS lists 12,530 as a 2026 estimate certified by the Tennessee Department of Economic and Community Development. Wikipedia gives a total area of 8.63 square miles, all land, so the area sources differ | Notes 11, 13, 14 |
| Planning and permits | The city’s Codes Enforcement & Planning department includes Building Inspection & Permits, a Code Enforcement Board of Appeals, Planning & Zoning, property maintenance and Storm Water. Its Planning & Zoning page lists board meetings on the first Tuesday of the month at 6:00 PM at City Hall, and a home-page notice calls the October 6, 2026 meeting a regularly scheduled BZA/Planning Commission meeting | Notes 1, 2, 3 |
| Adopted building codes | The city’s permit page says it enforces the 2021 residential, commercial, pool, fire, plumbing, mechanical, fuel gas, existing building and property maintenance codes | Note 4 |
| Fort Loudoun Dam | TVA lists the dam at 1280 City Park Dr., Lenoir City. Construction ran from 1940 to 1943, and TVA calls Fort Loudoun the uppermost of nine reservoirs forming a navigable channel to Paducah, Kentucky | Note 26 |
| Fort Loudoun Reservoir | TVA gives 379 miles of shoreline and 14,600 acres of water surface. A short canal links it to Tellico Reservoir. TVA’s land plan places the reservoir in Blount, Knox and Loudon counties | Notes 26, 27 |
| Utilities | MTAS lists electric, garbage, gas, sewer and water for the city. TVA’s local power company profile says Lenoir City Utilities Board (LCUB) offers electric, gas, water and wastewater services in Knox, Loudon and Roane counties. LCUB’s own site could not be opened for this guide, and a 2025 news article describes the area differently (Loudon County, extending into West Knox County, Solway and portions of Roane and Anderson counties), so confirm service for the address | Notes 11, 15, 17 |
Related guides: Fort Loudoun Lake, Farragut, Vonore, Tellico Village and Knoxville. The Census figures are the Bureau’s own and are not ABODE estimates.
A Loudon County city that Wikipedia places along the Tennessee River and TVA reservations on its southern boundary, with annexation documents posted by the city and its own stormwater and stream-buffer rules (Notes 5, 9, 14).
Inside the city limits, the city’s council, Planning Commission and Codes Enforcement & Planning department set zoning and building rules. Loudon County values property and its County Commission sets the county tax rate, and TVA approves shoreline structures on its reservoirs.
City Hall is at 530 Highway 321 N., Lenoir City, TN 37771; the Codes Enforcement & Planning phone is (865) 986-9876, and the permit page lists (865) 986-7224 for the Building Inspection office for new commercial buildings (Notes 2, 4). Rules and fees change; confirm with the city.
| Check | Why it matters here | Source |
|---|---|---|
| Inside or outside city limits, and which county | MTAS lists Loudon County and Wikipedia adds a small part in Roane County, so confirm the county for the parcel. Loudon County’s planning page says its Planning Commission represents unincorporated areas of the county and Greenback, and does not mention Lenoir City. The city lists annexation resolutions and plans of services, and Loudon County’s fiscal year 2025-26 levy resolution sets a different combined county rate inside and outside Lenoir City limits. Confirm limits and the taxing counties for the parcel with the city and the Assessor | Notes 9, 11, 14, 18, 23 |
| Zoning district and current ordinance | Ask the Codes Enforcement & Planning department for the parcel’s district and the ordinance text now in force. The copy found for this guide has blanks, a district-count error and a title numbering that differs from MTAS. The flood supplement was not in the text read | Notes 3, 10, 12 |
| Permit history and codes | The city requires permits for new construction, additions, demolition and change of use and says it enforces 2021 code editions. Loudon County Planning and Codes, at 101 Mulberry Street, Suite 101, Loudon, TN 37774, (865) 458-2055, lists 2012 editions on its building codes page and does not say whether that page covers land inside Lenoir City, so ask which office issued each permit. Ask for permits, final inspections and electrical inspection records, and for any site plan the Planning Commission approved | Notes 4, 10, 19, 20 |
| Flood zone and floodplain rules | Look up the address on FEMA’s Flood Map Service Center and ask for any elevation certificate. The zoning copy includes an F-1 floodway district, and its flood definitions refer to TVA flood studies for the Tennessee River near Lenoir City. The city’s flood damage prevention ordinance and floodplain administrator were not found on the pages opened, so ask the city who reviews floodplain development. Loudon County’s planning page links a county flood plain regulations file whose name suggests May 7, 2007 but does not mention Lenoir City | Notes 5, 10, 18, 36 |
| Stormwater and stream buffers | The city posts a stormwater ordinance and a stream buffer update, both dated 6-18-24. For grading or building on acreage, ask the city what plan review and erosion controls apply | Note 5 |
| TVA jurisdiction on the shoreline | TVA says its Section 26a jurisdiction on reservoirs typically reaches the limits of the 500-year floodplain or the upper limit of TVA flowage rights, whichever is higher. TVA defines flowage easement shoreland as privately owned property where TVA has the right to flood the land. Ask a surveyor and TVA what lies between the lot line and the water | Notes 27, 29, 30 |
| Dock and shoreline permits | TVA requires approval before construction, operation or maintenance of covered works such as boat docks, piers and boathouses, and a permit conveys no property interest. A buyer must apply for a permit in their own name within 60 days of closing; the page lists a usual reissue fee of $250. Ask for the existing permit and compare it with what is built | Notes 28, 31, 32 |
| Waivers for older shoreline development | TVA’s Shoreline Management Policy dates from 1999, and TVA considers waivers where the shoreline was developed before November 1, 1999. Ask TVA whether any waiver applies | Note 33 |
| Water levels | TVA’s Fort Loudoun lake-levels page, as opened, gave no seasonal pool elevations, so none is stated here. Ask TVA which elevations matter to a specific dock or lot | Note 37 |
| Sewer or septic | MTAS lists sewer among the city’s utilities, and the State audit report for the fiscal year ended June 30, 2021 describes LCUB’s sewer system as serving Lenoir City and the immediate surrounding area, approximately 60 square miles. That does not show that a given parcel is connected, so ask LCUB. Where there is no sewer, Tennessee requires a septic system construction permit for installation or repair. The zoning copy sets, for single-family homes not served by public sewer in its R-1 and R-1-S districts, a lot area that depends on Health Department approval after soils tests and is never less than 15,000 square feet | Notes 10, 11, 16, 34, 35 |
| Electric, water and gas providers | LCUB offers electric, gas, water and wastewater service, and the fiscal 2021 audit describes different service areas for each: water approximately 57 square miles around Lenoir City, gas in the city and parts of Loudon County. The audit is five years old. Confirm the provider and the account for the address | Notes 15, 16 |
| Property tax | Loudon County’s levy resolution for the fiscal year beginning July 1, 2025 lists combined county rates of $1.7683 per $100 outside Lenoir City limits and $1.3883 inside. The scan has some text errors, but its fund rates add up to both totals, and the $0.3800 education debt service rate is charged only outside the city limits. These are county rates, not a city rate. A June 2024 news report said the city council approved a budget with a 5% property tax decrease and gave no rate. The city’s own real-property tax rate and billing office were not confirmed. Confirm the parcel’s bill with the Assessor, the Trustee and the city | Notes 8, 21, 22, 23, 24 |
This is a checklist, not advice. Confirm each item with the city, the county, LCUB, TVA and your attorney.
| Community | Setting | How it differs |
|---|---|---|
| Farragut | Town; MTAS lists Knox and Loudon counties | MTAS lists Farragut as a General Law Mayor-Aldermanic town incorporated in 1980; Lenoir City is a Home Rule city incorporated in 1907. A Town staff column says Farragut does not receive any portion of property tax revenue, while the Loudon County levy resolution distinguishes Lenoir City limits from the rest of the county. The Town’s Building & Fire Codes page says LCUB performs electrical inspections (Notes 11, 23, 38, 40, 41) |
| Vonore, Tennessee | Town in Monroe County, per MTAS | MTAS lists Vonore as a General Law Mayor-Aldermanic town incorporated in 1965 with sewer as its listed utility. Lenoir City lists electric, garbage, gas, sewer and water, and MTAS lists it in a different county (Notes 11, 39) |
| Tellico Village | Community on Tellico Lake | Wikipedia calls it unincorporated, and the official pages in its guide describe no city or town government; see that guide for how its property owners association, the Tellico Reservoir Development Agency and the counties each play a part |
| Knoxville, Tennessee | City in Knox County | The City of Knoxville mails its own property tax bills and does not appraise property; the Knox County Property Assessor provides the assessments. In Lenoir City the Loudon County Assessor values property, and the city’s own billing arrangement was not confirmed (Notes 21, 42) |
| Fort Loudoun Lake | TVA reservoir | TVA gives the dam’s address as Lenoir City and places the reservoir in Blount, Knox and Loudon counties. Its land plan covers 1,513.3 acres of TVA public land, and Section 26a approval for shoreline structures is a TVA requirement. None of these sources shows which shoreline parcels are inside Lenoir City (Notes 26, 27, 28) |
This guide is written for buyers and sellers of East Tennessee property, where the checks often turn on the parcel: whether it is inside the city limits, the zoning district, the flood map, the utility that serves it and any TVA permit for a dock. ABODE International Realty is licensed in Tennessee (firm license 263936) and keeps a Knoxville office at 810 Clinch Ave, Knoxville, TN 37902, by appointment; see the Knoxville office page. We help you collect the records and keep conversations private, and we represent both buyers and sellers.
TVA reservoir guide: Section 26a dock permits, flowage easements, county rules, septic and flood checks.
A Knox County town: town government, county tax, flood checks and TVA lake rules
Property owners association, county and TRDA roles, TVA shoreline rules and buyer checks
TVA Section 26a dock permits, flowage easements, county jurisdiction, septic and flood checks
City versus county rules, floodplain and TVA checks, and the property tax authorities
Lenoir City is a city with a Home Rule charter dated 1954, incorporated in 1907, and MTAS lists Loudon County (Note 11). Wikipedia says a small part extends into Roane County (Note 14), so confirm the county for a specific parcel.
The city’s Codes Enforcement & Planning department includes Building Inspection & Permits and Planning & Zoning, and the Planning Commission meets the first Tuesday of the month (Notes 1, 2, 3). A building permit is required before new construction, additions, demolition or change of use (Note 4). Ask the city for the current zoning ordinance, because the copy found for this guide has gaps (Note 10).
MTAS lists sewer among the city’s utilities (Note 11), and a State audit report describes LCUB’s sewer area as Lenoir City and the immediate surrounding area as of June 30, 2021 (Note 16). It does not say which parcels are connected, so ask LCUB. Where there is no sewer, a septic system needs a construction permit from TDEC (Notes 34, 35).
Lenoir City Utilities Board offers electric, gas, water and wastewater service, according to TVA’s profile of the utility (Note 15). The board was established under the City Charter, according to the 2021 State audit report (Note 16). Its service areas extend beyond the city; confirm service for the address.
The Loudon County Property Assessor values property, the Trustee collects the tax and the County Commission sets the county rate (Notes 21, 22, 25). The county’s levy resolution for the fiscal year beginning July 1, 2025 lists combined county rates of $1.7683 per $100 outside and $1.3883 inside Lenoir City limits (Note 23). The city’s own rate was not confirmed, so ask the city and the Trustee for the parcel’s bill.
It depends on the parcel. FEMA’s Flood Map Service Center is the official public source for flood hazard information (Note 36). The city’s zoning copy includes an F-1 floodway district (Note 10). Ask the city who reviews floodplain development and ask for any elevation certificate.
Generally yes. TVA requires approval before construction, operation or maintenance of covered works such as docks, piers and boathouses (Note 28), and says to get a permit before any shoreline construction begins (Note 31). Permits do not carry over automatically; a buyer applies in their own name within 60 days of closing (Note 32). See the Fort Loudoun Lake guide for more.
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